A minor car accident or road debris can chip or crack your windshield. Windshield damage is extremely dangerous and should be repaired as soon as possible. Many drivers are unable or unwilling to pay the expense of windshield repair or replacement. However, you can have your windshield repaired or replaced for free in Florida. There is a statute in Florida that prevents car insurance companies from applying a deductible to windshield repairs or replacements. Click here to view the statute. Driving your car with a damaged windshield can result in personal injury or wrongful death. If your windshield is damaged in a car accident or by road debris get it replaced for free.